www.mozilla.com Weather Central
Voices
Headlines

Using tips can help stepfamilies during holidays -12/22/2014, 9:17 AM

2014 Farm Bill decision making steps upcoming for consumers -12/21/2014, 4:27 PM

Clubs and meetings -12/21/2014, 4:26 PM

The Brady Bunch: Remembering to stay the course when things are gloomy -12/21/2014, 4:26 PM

FHSU joins other institutions in alternative-credit consortium -12/20/2014, 6:01 PM

Community members encouraged to vote for favorite cause in spirit of giving -12/19/2014, 4:17 PM

God can be our light during bleak times today, tomorrow, future -12/19/2014, 9:38 AM

Sneak exercise into your holiday activities -12/18/2014, 9:13 AM

Natoma Auxiliary spreads cheer -12/18/2014, 9:13 AM

The joys of the holiday season are all around us -12/17/2014, 10:30 AM

First Care Clinic gets grant -12/16/2014, 4:16 PM

Westar Energy expands commitment to Kansas wind energy -12/16/2014, 12:48 PM

Brownback appoints new Cheyenne County commissioner -12/16/2014, 12:48 PM

'The Battle of the Five Armies' lacking -12/16/2014, 8:23 AM

Baby keeps family active -12/16/2014, 8:23 AM

Hays native serves as intern for Moran -12/15/2014, 11:55 AM

Several ways exist to integrate stepfamilies, holidays -12/15/2014, 9:20 AM

Business Briefcase (Dec. 14, 2014) -12/14/2014, 2:59 PM

Soil test information can lead to bountiful financial returns -12/14/2014, 2:59 PM

Clubs and meetings (Dec. 14, 2014) -12/14/2014, 2:59 PM

Community Bulletin Board (Dec. 13, 2014) -12/13/2014, 3:11 PM

The heart of Christmas -12/12/2014, 8:49 AM

DHDC announces new board members -12/11/2014, 4:17 PM

Area student selected to livestock judging team -12/11/2014, 8:50 AM

Bake ahead, freeze for holidays -12/11/2014, 8:50 AM

Extension estate planning workshops announced -12/10/2014, 3:31 PM

Remembering the Japanese invasion, World War II -12/10/2014, 10:12 AM

DHDC kicks off annual partnership program -12/9/2014, 12:05 PM

A few holiday movies to enjoy -- again -12/9/2014, 9:31 AM

New addition to family brings smiles to faces -12/9/2014, 8:18 AM

Steps can be taken to help stepfamilies adjust to holidays -12/8/2014, 9:41 AM

Genetically modified organism fact or fiction -12/7/2014, 4:12 PM

Clubs and meetings (Dec. 7, 2014) -12/7/2014, 4:11 PM

Yes, there is a Santa Claus -12/5/2014, 9:03 AM

Getting out of balance disrupts life satisfaction -12/5/2014, 9:03 AM

A month of busyness at Hays Public Library -12/5/2014, 9:03 AM

Cookie exchange raises money for children -12/4/2014, 3:27 PM

Master honored with inaugural award -12/4/2014, 8:55 AM

DCF unveils new Hays service center -12/3/2014, 3:29 PM

What's in a color -12/3/2014, 8:57 AM

Several honored for milestone celebrations -12/3/2014, 8:57 AM

A chance encounter overseas -12/3/2014, 8:57 AM

FHSU bands to perform Friday -12/2/2014, 10:19 AM

Dealing with stepfamilies during the holidays -12/1/2014, 8:48 AM

Study finds GMO's safe for livestock -11/30/2014, 3:36 PM

Business Briefcase (Nov. 30, 2014) -11/30/2014, 3:36 PM

Clubs and meetings (Nov. 30, 2014) -11/30/2014, 3:35 PM

Real Black Friday began thousands of years ago -11/28/2014, 9:22 AM

A lifetime of achievements in 4-H -11/26/2014, 7:45 AM

Fort Hays honors courses will serve as pilot courses -11/26/2014, 7:35 AM

Yoders welcome a new baby boy recently -11/25/2014, 9:34 AM

Stepfamily dynamics can be tricky to manage -11/24/2014, 9:55 AM

Clubs and meetings (Nov. 23, 2014) -11/23/2014, 3:11 PM

Business Briefcase (Nov. 23, 2014) -11/23/2014, 3:11 PM

Local Knights of Columbus announce essay winners -11/21/2014, 8:57 AM

Grocery collection for ECMA on Saturday -11/21/2014, 8:56 AM

Feast on these holiday savings this season -11/20/2014, 8:13 AM

Birthdays (Nov. 20, 2014) -11/20/2014, 8:13 AM

HPMH partners with counties for outreach -11/19/2014, 3:49 PM

Kansas Next Step announces honors -11/19/2014, 2:09 PM

Senior volunteers honored for years of service to communities -11/19/2014, 9:09 AM

Living life by the five senses -- plus another -11/19/2014, 9:09 AM

'Big Hero 6' is slightly under-inflated -11/18/2014, 9:15 AM

KHP gives tips for safe Thanksgiving travel -11/17/2014, 1:06 PM

Latest donations move FHSU closer to goal -11/17/2014, 1:06 PM

Kansas is reading to preschoolers -11/17/2014, 12:56 PM

Great American Smokeout is Thursday -11/17/2014, 11:35 AM

Keep little helpers safe in kitchen -11/17/2014, 11:35 AM

Moran receives Legislator of Year Award from home care association -11/17/2014, 11:26 AM

Hammond named to fraternity commission -11/17/2014, 9:45 AM

No stepfamily is immune to holiday stress -11/17/2014, 9:26 AM

Community Bulletin Board (Nov. 17, 2014) -11/17/2014, 9:26 AM

Get the most from grazing crop residue -11/16/2014, 5:35 PM

Clubs and meetings (Nov. 16, 2014) -11/16/2014, 12:52 PM

Choice overload -11/14/2014, 9:05 AM

God and Ebola -11/14/2014, 9:05 AM

Birthday -11/13/2014, 8:30 AM

10 tips for stress-free Thanksgiving cooking, planning -11/13/2014, 8:30 AM

Do you need that annual mammogram? -11/12/2014, 11:52 AM

'Warcraft' preview stirs excitement; 'Interstellar' is solid -11/11/2014, 8:40 AM

Favorite coffee cake and being introduced to Sassy Sundae -11/11/2014, 8:40 AM

Many types of stressors can affect holidays -11/10/2014, 9:09 AM

Time for film's encore, German cooking at library -11/10/2014, 9:09 AM

Business Briefcase (Nov. 9, 2014) -11/9/2014, 4:30 PM

Westview hosting youth lock-in -11/7/2014, 8:22 AM

A prayer that stands the test of time still holds true today -11/7/2014, 8:22 AM

Extension program gives tech tips for parents -11/6/2014, 9:24 AM

Birthdays -11/6/2014, 9:24 AM

Foreigners must report land holdings -11/5/2014, 3:39 PM

Jana's Campaign fundraiser nets $33,000 -11/5/2014, 10:29 AM

Getting out and voting, because I can -11/5/2014, 8:40 AM

Waterline works will hamper traffic -11/4/2014, 4:08 PM

Email issues resolved -11/4/2014, 11:43 AM

Gloria's birthday present, followed by barbecue pizza -11/4/2014, 8:41 AM

Many live in stepfamilies in United States today -11/3/2014, 8:58 AM

Taking care in providing proper animal health -11/2/2014, 8:31 AM

Clubs and meetings (Nov. 2, 2014) -11/2/2014, 11:10 AM

After 5 gathering Nov. 10 in Hays -10/31/2014, 7:50 AM

Time for trick or treating -10/31/2014, 7:49 AM

Gella's to show Turning Points film encore -10/30/2014, 1:53 PM

myTown Calendar

SPOTLIGHT
[var top_story_head]

Secrets to a happy (and financially sound) marriage

Published on -6/27/2013, 10:15 AM

Printer-friendly version
E-Mail This Story

In Kansas, June is the most popular month for weddings. While many brides and grooms are walking down the aisle for the very first time this month, others are getting married for the second time, or more.

Most people want a marriage that will last a lifetime. Unfortunately, couples entering their first marriage have approximately a 50 percent chance of getting divorced. Remarriage carries an even greater risk, with nearly a 60 percent divorce rate.

What should today's newlyweds do to ensure they can beat the odds and live happily ever after? Start by being wise money managers, according to an Extension research study done with happily married couples.

In this study, 64 couples who identified themselves as having great marriages, reported why their marriages were so great and not surprisingly, many of the reasons were financial. So what exactly did they say were the secrets to a happy -- and financially sound -- marriage?

Of couples with great marriages:

1) At least one spouse handles daily finances. It does not matter if it is the husband or wife, and expertise in financial matters is not extremely important either. In fact, the spouse with the most time or desire might be the best selection.

2) There is ample trust and communication. This does not mean there are never disagreements, but there is a positive pattern for communicating about all financial matters, including freedom for both spouses to spend money as long as they communicate and agree about large purchases.

3) There is little or no debt. Becoming debt-free was a more important indicator of marital satisfaction than having a higher income or having more possessions. Never buying a car unless it was paid for with cash was singled out by several couples as an important way to avoid debt problems, along with fully paying off credit cards each month, and paying off the mortgage quickly.

4) They live within their means. Couples said they did not buy what they could not pay for. Sounds simple enough, but affects all aspects of life. For example, one couple decided the wife should stay home with the kids, but they agreed to make a drastic change in lifestyle to accommodate the decreased income by doing their own car maintenance, painting their own house, making gifts instead of buying them, camping instead of using hotels on vacation, etc.

5) They still had financial challenges. Even living without debt and living within means does not make couples immune to financial challenges such as job loss or medical emergencies.

But following the previously mentioned guidelines, their marriages still were strong in spite of these challenges.

It takes two to make a marriage work, but only one poor money manager to make it fail. We're often quick to point out how our spouse could change, but the next 60 seconds of your life could be marriage-saving if you honestly think about what you could do to improve your financial management skills -- and strengthen your marriage.

Linda Beech is a Kansas State University Research & Extension agent in Ellis County specializing in family and consumer sciences. lbeech@ksu.edu

digg delicious facebook stumbleupon google Newsvine
More News and Photos

Associated Press Videos

AP Breaking News