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Improved rankings could cut insurance costs

5/4/2014

By RANDY GONZALES

rgonzales@dailynews.net

Ellis County Rural Fire Director Dick Klaus announced Friday the county’s rural fire departments received better ratings from Insurance Service Office.

With better ISO ratings, Klaus said homeowners and businesses in rural areas of the county should benefit when they take effect Aug. 1.

“The lower you can have the ratings is a savings for the homeowner and the business in the rural area,” Klaus said.

Klaus recommended homeowners and businesses in rural areas of the county get in touch with their insurance providers.

“Come Aug. 1, they need to check with their insurance company and tell them about this,” Klaus said.

The ratings are on a scale of 1 to 10, with the lower the rating, the better.

The rural fire company in Schoenchen remained a 7 rating.

The rural fire company in Victoria received a 6/10 rating. The 6 is for within 5 miles of the city limits, and the 10 is for beyond 5 miles.

Anyone outside the city limits, but within 1,000 feet of a hydrant, the rating is a 5.

Company 5 in Hays also received a 6/10. If a home or business is within water supply of the city of Hays where hydrants are located, the rating is a 5.

The rural fire department in Ellis is rated 7/10. If within 1,000 feet of a hydrant, the rating is a 5.

Klaus said the improved ratings were due to two new tankers added, and also because to the city of Ellis and the city of Victoria both provide a tanker truck to fight fires in the rural areas of the county.

“These people are paying taxes,” Klaus said. “(The) fire department, we’re getting new equipment, new equipment. This is what we’re doing for them, saving them money in the long run.”