Coming to the area?

SPOTLIGHTS

Ask A Professional

? Buying and selling a home can be very stressful and difficult process. Questions arise and you may not have the answers. Professionals from around the area are here to help fill in the blanks.

Home Buyers Checklist

The Home Buyers checklist indentifies some fo the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the neesd of your family.

Make Moving Easier

Request relocations information today. Sign up to receive The Hays Daily News FYI newcomers guide plus a community guide courtesy of The Hays Area Chamber of Commerce and special welcome offers from local businesses.

HAYS WEATHER

Local Conditions

Weather Forecast

Current Radar

NWKansasRealEstate.com
NWKansasJobs.com
NWKansasCars.com
NWKansasCars.com

First Time Home Buyers

Here are tips, guidelines and information from the Department of Housing and Urban Development (HUD) to help you buy your first home if you've never been through the process before.

Know Your Rights as a Homebuyer

Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of homebuying. Know your rights!

Find out How Much Mortgage Can You Afford

You can save yourself a lot of wheel-spinning if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly gross income (that's your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford. Follow our tips and use these simple calculators to see how much you can afford in a mortgage payment.